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Self-consciousness is paralyzing black communities financially.


"You shall be addressed the way you're dressed." The well-known aphorism that dictates most self-conscious individuals' lives. We all want to be taken seriously, or noticed whenever or wherever we're present. The big question is what are we willing to do to attract that desired attention from a particular crowd of people?

Imagine life without credit...how many possessions would we posses if the only way to purchase every item in the market was only by cash, and credit did not exist? The car manufacturing companies, banks, fashion companies would be starving. But reality is, life is actually the opposite of my scenario. So many people are drowning in debts due to excessive spending on frivolous things to a point whereby it becomes difficult to settle the credit, some are even blacklisted, others aren't in possession of their ID cards or furniture due to not being able to settle their credit with their loan sharks.
Why do black communities always have to be credit slaves, or go broke while trying to impress or spite people who will always have something negative to say or show a ho-hum attitude towards them, irregardless of their incessant efforts of trying to prove to them how worthy they are? Considering our exaggerated living expenses and extravagant lifestyles, there are greater chances that most people who are occupying those lengthy queues at the banks and any places where transactions take places are actually settling their monthly debts and creating new ones, some are creating more debts on top of the ones they currently have. It's really sad how different generations keep repeating the same financial mistakes in the black communities. That's one of the major part of our lives that need to radically change.
I'm no financial guru, but what I've heard from most, if not all, financial gurus is that your list of assets should be longer than your list of liabilities. This means that the amount of objects or items that augment your bank account should surpass the amount of those that make your money dwindle. Unfortunately, a preponderance of individuals who belong to the working class, do the opposite of what is recommended by most billionaires or financial gurus. Our biggest problem, in the black communities, is that we're in competition with each other. This culture has actually become a norm, we love and respect other races except our own, despite how they treat us, we choose to quarrel with our own and contend our own, instead of empowering or enlightening our own.
Segregation paralyzes any nation in all sectors or departments. Segregation breeds poor communication, poor economy, no vision or poor mindset. How can we build a strong economy if we aren't a unit? How can ideas be implemented or be turned into a source of income if we aren't united? We spend staggering amounts of money or buy objects we can't afford with the money we don't have in order to be noticed in public spaces or wherever we're present, and the funny part is that we act important and put on our earphones just to avoid the people we are trying to attract. The people who could've been a lucrative part of our lives. Networks are extremely important, if you're planning to be financially free.
Self-consciousness is really bereaving the black communities the possibility to achieve true independence. Many houses comprise wardrobes that are filled with clothes, majority of the working class have more cars than houses but their pockets still be empty and end up being a bunch of querulous characters due to their financial states. We live in a cruel economy, therefore no matter how fat your paycheck is, the bad tidings are that a single source of income is obsolete in this modern world. I know self-consciousness tells us that selling will leave a scar in the visage of our dignity, but unfortunately these are the times where we are not given any other choice but to learn how to sell and sell if we want to survive this economy.
Self-consciousness is a hoax, don't let your life be dictated by something that won't even offer you the Lilliputian portion of happiness. Be savvy with your finances.

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